Our Travel insurance is designed to help cover your expenses should something goes wrong during your trip. It fills any gaps that wouldn’t be included by your primary health insurance provider. Travel insurance not meant to be a substitute for health insurance and will not cover non-essential overseas medical treatment, such as regular examination.
Travel insurance usually takes care of travel to a particular country from your home country. You pay a premium to your insurer, which can differ based on your travel destination, the period of stay at the destination, age, and activities you plan to participate. Some of the insurance companies agree to cover costs (up to a specific limit). We secure your trip for things like emergency medical treatment, lost or stolen luggage and delayed flights. The rest is non-refundable expenses should you have to cancel your trip unexpectedly.
Travel insurance can be an affordable means to protect yourself against particular sudden events. Also, your medical insurance may not cover expenses while travelling out of your home country or might not include certain activities. With travel insurance, you can traverse your boundaries.
What’s covered, and what’s not?
The full list of things we cover is too long to include here, but in general, our coverage includes:
- Abroad medical emergency and dental costs
- Emergency medical evacuation
- Trip suspension, cancellation, or interruption due to an emergency
- Delayed, damaged, or stolen gear or bags if they’ve been checked in with a carrier.
Travel insurance isn’t designed to cover everything. Terms, conditions, and exclusions do apply, so be sure to read your full policy wording to avoid surprises.
Here are the main things that aren’t covered:
- Expenses related to pre-existing medical conditions unless your policy says otherwise
- Non-emergency medical expenses, such as eyeglasses or contact lenses, routine medical check-ups, or cosmetic procedures
- Items left unsupervised in a public place
- Gear damaged while in use
Travel Insurance from World Nomads covers property and life. Others provide only the means for your travel without securing it ultimately. Travel Insurance service provided by Secure Travel and Tours is unmatched with most of the travel insurance cover offered by other industry players in terms of coverage. We at Secure Travel and Tours provides the means of your travel and as well secure your trip against any unforeseen happening.
Visitors on the globe can buy their travel insurance on the form below!
Clients in Ghana can call us or contact us for their travel insurance cover for their journey on, +233 (0) 204444220.