Why This Guide Matters for Ghanaian Students

The United Kingdom continues to be one of the most preferred study destinations for students from Ghana. Every year, thousands of applicants from Accra, Kumasi, Tema, Takoradi, Cape Coast and Tamale apply for UK student visas.

However, many applications face delays or refusals due to technical errors in financial documentation, CAS inconsistencies, or misunderstanding of the 28-day bank rule. This comprehensive authority guide explains every requirement clearly for Ghana-based applicants, aligned with official guidance from the UK Government Student Visa page.

Understanding the UK Student Visa (Student Route)

The UK Student Visa allows Ghanaian students to study at a licensed UK educational institution under the UK points-based immigration system. Financial requirements and eligibility rules are outlined by the UK Home Office financial guidance.

Core Eligibility Requirements

• Unconditional offer from UK licensed sponsor
• Confirmation of Acceptance for Studies (CAS)
• Proof of sufficient funds
• English language proficiency
• Valid Ghanaian passport
• Tuberculosis (TB) certificate from approved clinic

Step-by-Step UK Student Visa Application Process from Ghana

1. Secure admission from UK university
2. Receive CAS number
3. Prepare financial documents (28-day rule compliance)
4. Complete online visa application
5. Pay visa fee (£490)
6. Pay Immigration Health Surcharge (£776 per year)
7. Book biometrics appointment in Accra
8. Submit documents
9. Await decision (3–6 weeks typical)

For tuberculosis testing, Ghanaian applicants must attend a clinic approved by the UK government. You can confirm the official list of approved centres via the UK TB test guidance page.

Financial Requirements for Ghanaians (Detailed Breakdown)

Tuition Fees

You must show proof of sufficient funds to cover at least one full academic year of tuition fees.

Maintenance Funds

• £1,334 per month (London institutions)
• £1,023 per month (Outside London)
• Up to 9 months total

The required funds must remain in your bank account for 28 consecutive days before application submission.

Common Visa Refusal Reasons for Ghanaian Applicants

• Incorrect bank statement formatting
• Funds not maintained for full 28 days
• Unverified sponsor funds
• CAS information mismatch
• Missing TB certificate

Frequently Asked Questions

About Secure Travel and Tours

Secure Travel and Tours is a Ghana-based visa and study abroad consultancy helping Ghanaian students successfully secure UK student visas with expert compliance checks and documentation guidance.

This guide is regularly updated in line with UK Home Office policy changes and official announcements.