Study in Malta from Ghana: Complete 2026 Guide to Admission, Tuition Fees, Scholarships & Student Visa
Everything Ghanaian students need to study in Malta in 2026 — WASSCE-accepted universities, English-taught degrees, tuition from €4,500/year, scholarships and the Malta National D student visa from Accra.
Why Malta Is the EU's Best-Kept Secret for Ghanaian Students in 2026
Malta has quietly become one of the smartest study-abroad destinations for Ghanaian students. It's an EU and Schengen member, English is an official language, tuition is a fraction of UK or USA fees, and WASSCE is accepted at several universities for direct Bachelor's entry. Add a 2-year post-study work pathway and freedom to travel across all 27 Schengen countries on a Malta residence permit, and you have a route most Ghanaian families have never even considered.
This 2026 guide walks you through everything: which universities accept Ghanaian students, the real cost of tuition and living, available scholarships, and the full Malta National D student visa process from Accra.
Quick start: Visit our Study in Malta landing page → for a fast overview, or book a consultation to begin your application.
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Quick Snapshot — Malta for Ghanaian Students
| Factor | Details |
|---|---|
| Language of instruction | English (100%) |
| WASSCE accepted? | Yes — at MCAST, AUM, Global College; UoM via foundation route |
| Tuition (Bachelor's, non-EU) | €4,500 – €12,000/year |
| Living costs (Sliema/Msida) | €800 – €1,200/month |
| Student visa | Malta National D long-stay (single-entry) |
| Schengen travel | Yes — visa-free across 27 countries after eResidence card |
| Work while studying | 20 hours/week during term, full-time on holidays |
| Post-study work | Single Permit + EU Blue Card pathway |
| Visa intake in Ghana | VFS Malta via the Embassy of Italy, Accra |
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Best Universities in Malta for Ghanaian Applicants
1. University of Malta (UoM) — Msida
Malta's leading public university and the country's oldest higher-education institution. EU-recognised Bachelor's, Master's and PhD programmes across 14 faculties. The University of Malta admissions office typically asks Ghanaian WASSCE applicants to complete a 1-year foundation/preparatory programme before joining year 1 of a Bachelor's, unless you hold A-Levels or an IB diploma.
2. Malta College of Arts, Science & Technology (MCAST) — Paola
Malta's main vocational institution, with applied Bachelor's degrees in IT, engineering, business, hospitality, applied sciences and creative arts. MCAST accepts WASSCE with English credit plus 3 relevant subjects, and is one of the most affordable routes into a Maltese degree.
3. American University of Malta (AUM) — Cospicua (Bormla)
A private US-curriculum university offering English-taught Bachelor's degrees in business, computer science, engineering and graphic design. AUM accepts WASSCE directly and is known for its smaller cohorts and modern campus.
4. Global College Malta — Marsa
Affordable Bachelor's and MBA programmes with UK university validation, making the degrees recognised across the UK and Commonwealth. Excellent option if you want a UK-quality degree at Malta prices.
5. Middlesex University Malta — Pembroke
The Malta campus of the London-based Middlesex University. UK-validated degrees in business, computing, psychology and law, delivered fully in English.
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Tuition Fees in Malta (2026)
| Programme level | Annual tuition (EUR) | Indicative GH₵ (€1 ≈ GH₵ 17) |
|---|---|---|
| English Language Course | €180 – €280/week | GH₵ 3,000 – GH₵ 4,750/week |
| Foundation / Diploma | €4,500 – €7,500/year | GH₵ 76,000 – GH₵ 127,000 |
| Bachelor's (private universities) | €8,000 – €12,000/year | GH₵ 136,000 – GH₵ 204,000 |
| Bachelor's at University of Malta | €8,700 – €10,800/year | GH₵ 148,000 – GH₵ 183,000 |
| Master's (taught) | €9,500 – €14,500/year | GH₵ 161,000 – GH₵ 246,000 |
| MBA | €12,000 – €18,000 | GH₵ 204,000 – GH₵ 306,000 |
Tuition is far below the £20,000+/year typically charged for UK universities or the CAD $25,000+/year asked by Canadian universities for international students.
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Cost of Living for Students in Malta
A realistic monthly budget for a Ghanaian student sharing a flat in Sliema, Gzira or Msida:
- Shared apartment: €350 – €550/month
- Food & groceries: €200 – €350/month
- Public transport (Tallinja): Free for full-time students with a Tallinja Student Card
- Health insurance: €150 – €300/year (mandatory for visa)
- Mobile data + utilities: €80 – €120/month
Total monthly budget: €800 – €1,200 (roughly GH₵ 13,600 – GH₵ 20,400).
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English Language Requirements
| Programme | Minimum IELTS | Alternative |
|---|---|---|
| Bachelor's | IELTS 6.0 overall (no band < 5.5) | TOEFL iBT 79+, Cambridge B2 First |
| Master's | IELTS 6.5 overall (no band < 6.0) | TOEFL iBT 90+ |
| Foundation / Pathway | IELTS 5.0 – 5.5 | English-medium school certification |
Most Ghanaian applicants meet this with IELTS. Register through our British Council IELTS partner page in Ghana — you'll find 2026 dates, fees in GH₵ and a one-click registration link. The official British Council IELTS Ghana site is also a useful reference.
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Scholarships for Ghanaian Students in Malta (2026)
- EU Endeavour II Scholarship — Master's-level funding open to international students at UoM and MCAST. Apply via the Malta Ministry for Education.
- Malta Government Postgraduate Scholarship Scheme (MGSS) — Partial tuition waivers for selected research and STEM Master's programmes.
- Commonwealth Master's Scholarships — Ghana is a Commonwealth country. Selected UK-validated programmes in Malta can be eligible. See the Commonwealth Scholarship Commission.
- Erasmus+ International Credit Mobility — Spend 1–2 semesters in Malta via a partner Ghanaian university with travel + monthly stipend. Details at Erasmus+ official site.
- University-specific bursaries — AUM, Global College Malta and Middlesex Malta offer 10–40% tuition discounts based on grades or financial need.
We help shortlist scholarships that match your WASSCE grades or first-degree results during your consultation.
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The Malta National D Student Visa — Step by Step from Ghana
Malta does not have its own embassy in Accra. Student visa applications are submitted via VFS Malta at the Embassy of Italy in Accra. The visa is a National D (long-stay) single-entry visa that lets you enter Malta; once you're there, you register with Identità (Identity Malta) for an eResidence card.
Step-by-step process
- Secure your university offer letter — official Letter of Acceptance from a Malta-licensed institution.
- Pay your first-year tuition — and obtain an official receipt.
- Book accommodation — student housing, host family or private rental in Sliema, Gzira, Msida or Pembroke. We help arrange this.
- Open the visa appointment — book a slot at VFS Malta in Accra through the Embassy of Italy channel.
- Submit documents — original passport, acceptance letter, tuition receipt, bank statement showing €14,000/year, health insurance, accommodation proof, police clearance, medical certificate.
- Pay the visa fee — €60 (roughly GH₵ 1,020) for the National D visa.
- Wait 4–8 weeks — biometrics, document review and decision.
- Receive your visa and travel — single entry into Malta.
- Register with Identità within 90 days — collect your eResidence card; this is what gives you Schengen-wide travel.
Document checklist
- Valid Ghana passport (6+ months validity)
- University acceptance letter
- Proof of paid tuition (receipt)
- Proof of accommodation in Malta
- Bank statement showing €14,000+/year (or sponsor statement)
- Health insurance covering Malta & Schengen
- Police clearance from Ghana Police Service
- Medical certificate (TB test + general health)
- Completed Malta National Visa application form
- 2 passport photos (35 × 45 mm, white background)
Note: We do not guarantee Malta visa approval. Final decisions rest with the Maltese authorities and the Embassy of Italy in Accra acting on their behalf.
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Working While Studying & Post-Study Work
- During studies: After your first 90 days as a registered student in Malta, you can apply for a work permit via Jobsplus and work up to 20 hours/week during term, full-time during official holidays. Hourly wages for students typically range €5 – €9.
- After graduation: You can switch to a Single Permit (combined work + residence) once you secure a job offer. Master's graduates with a salary above ~€32,000/year can apply for the EU Blue Card, which leads to permanent EU residence after 33 months.
This pathway is increasingly popular among Ghanaian "Japa" students who want a route into the EU job market without the UK Skilled Worker £38,700 salary threshold.
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How Ghanaian Students Pay Tuition to Malta
Tuition is paid in EUR by SWIFT bank transfer or international card. Popular Ghanaian options:
- Stanbic Bank Ghana / Ecobank / GTBank for SWIFT transfers (allow 3–5 working days; carry your invoice and student offer letter to the branch).
- Wise / Revolut business or personal accounts for lower FX margins on amounts above €5,000.
- Education-loan partners — discuss financing options with our team if you have admission but a funding gap.
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Common Mistakes Ghanaian Applicants Make
- ❌ Applying to UoM directly with WASSCE without checking foundation requirements
- ❌ Submitting a bank statement padded with last-minute deposits — Malta reviewers flag this just like UK and Schengen visa officers do
- ❌ Missing the 90-day Identità registration after arrival — your residence rights lapse
- ❌ Booking a Schengen "C" visa instead of the National "D" visa (you can't study on a tourist visa)
- ❌ Choosing unaccredited "colleges" — always verify your institution with the Malta Further & Higher Education Authority (MFHEA)
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Frequently Asked Questions
The questions below mirror what we hear daily on WhatsApp from Ghanaian students considering Malta.
Can a Ghanaian study in Malta with WASSCE?
Yes. WASSCE with English Language (C6 or better) plus credit passes in 3 relevant subjects is accepted directly at MCAST, AUM and Global College Malta. The University of Malta usually requires WASSCE plus a foundation year or A-Level equivalents.
How much does it cost to study in Malta from Ghana in 2026?
Plan for €8,000 – €12,000/year tuition plus €800 – €1,200/month living costs. Your full first-year budget will land somewhere between €18,000 and €25,000 (GH₵ 305,000 – GH₵ 425,000) depending on the programme and lifestyle.
What IELTS score do I need?
IELTS 6.0 overall for most Bachelor's, 6.5 overall for Master's. Book your IELTS in Ghana →.
How long does the Malta student visa take from Ghana?
The Malta National D visa is submitted via VFS Malta at the Embassy of Italy in Accra and typically takes 4–8 weeks. Apply at least 12 weeks before your intake.
Is the Malta student visa a Schengen visa?
The National D visa lets you enter Malta. Once you receive your eResidence card from Identità in Malta, you can travel across the entire Schengen area visa-free.
Can I bring my family?
Yes — Master's students and PhD researchers can sponsor dependants (spouse + children under 18) under family reunification rules once they hold an eResidence permit.
What's the cheapest route into the EU for Ghanaians?
Compared to Germany Job Seeker Visa or the Master's in International Health Management in Spain, Malta is among the cheapest English-taught EU pathways, with tuition from €4,500 and a clear post-study work route.
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How Secure Travel and Tours Helps
We're a registered, Accra-based travel and education agency that has placed Ghanaian students at universities across the UK, Canada, Spain and now Malta. For Malta specifically we offer:
- ✅ Free initial WhatsApp eligibility check based on your WASSCE / first-degree result
- ✅ University shortlisting matched to your budget and career goal
- ✅ Application support — transcripts, statement of purpose, recommendation letters
- ✅ Scholarship matching with EU Endeavour, MGSS, Erasmus+ and Commonwealth schemes
- ✅ End-to-end Malta National D student visa support at VFS Malta / Embassy of Italy, Accra
- ✅ Accommodation booking in Sliema, Gzira, Msida and Pembroke
- ✅ Pre-departure briefing — money transfer, SIM, Tallinja card, Identità registration
📞 WhatsApp: +233 20 444 4220
📧 info@securetravelandtours.com
🌐 Study in Malta from Ghana — landing page
🗓️ Book a paid consultation (GH₵ 300, deducted from your service fee)
Disclaimer: We do not guarantee visa approval. Final decisions rest with Maltese authorities. Our role is to maximise your application's strength.
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Related Reading
- Study in Malta — Landing Page (Quick Overview)
- Study Abroad from Ghana 2026: Universities, Scholarships & Visa Guide
- Master's in International Health Management in Barcelona & Madrid
- Canada Student Visa from Ghana: SDS Fast-Track Guide
- UK Skilled Worker Visa from Ghana 2026
- Germany Job Seeker Visa from Ghana 2026
- The Ultimate Checklist for Ghanaian Students Moving Abroad
- How to Register for IELTS in Ghana 2026
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Authoritative Resources
- University of Malta — Admissions
- MCAST — Malta College of Arts, Science & Technology
- Malta Further & Higher Education Authority (MFHEA)
- Identità (Identity Malta) — eResidence
- VFS Malta — visa application centres
- Jobsplus — Malta employment authority
- Erasmus+ Programme
- Commonwealth Scholarship Commission UK
Ready to begin? Start your Malta application today →
Frequently Asked Questions
Can a Ghanaian study in Malta with WASSCE?
Yes. WASSCE with English Language (C6 or better) plus credit passes in 3 relevant subjects is accepted directly at MCAST, American University of Malta and Global College Malta. The University of Malta typically requires WASSCE plus a foundation year or A-Level equivalents.
How much does it cost to study in Malta from Ghana in 2026?
Tuition ranges from €4,500/year for foundation programmes to €18,000 for an MBA. A full first-year budget — tuition plus €800–€1,200/month living costs — typically lands between €18,000 and €25,000, roughly GH₵ 305,000 – GH₵ 425,000.
What IELTS score is required for Maltese universities?
Most Bachelor's programmes require IELTS 6.0 overall (no band below 5.5). Master's programmes typically require IELTS 6.5 overall (no band below 6.0). Foundation programmes accept 5.0–5.5.
How long does the Malta student visa take from Ghana?
The Malta National D long-stay student visa is submitted via VFS Malta at the Embassy of Italy in Accra. Processing takes 4–8 weeks. Apply at least 12 weeks before your intake date to allow buffer for biometrics and follow-up requests.
Can I work while studying in Malta?
Yes. After your first 90 days as a registered student in Malta, you can apply for a work permit via Jobsplus and work up to 20 hours per week during term and full-time during official holidays.
Does Malta offer post-study work options for international graduates?
Yes. Graduates can switch to a Single Permit (combined work + residence) once they secure a job offer. Master's graduates earning above ~€32,000/year can apply for the EU Blue Card, leading to permanent EU residence after 33 months.
Is the Malta student visa a Schengen visa?
The Malta National D visa is a single-entry visa to enter Malta. Once you arrive and register with Identità (Identity Malta) for your eResidence card, you can travel visa-free across the entire Schengen area for up to 90 days in any 180-day period.
Are there scholarships for Ghanaian students in Malta?
Yes — the EU Endeavour II Scholarship, the Malta Government Postgraduate Scholarship Scheme (MGSS), Commonwealth Master's Scholarships, Erasmus+ International Credit Mobility, and university-specific bursaries from AUM, Global College Malta and Middlesex Malta (10–40% tuition discounts based on merit).